Insurance Licensing NY-Independent-General-Adjuster exam : NewYorkIndependent General Adjuster (Series 17-70)

NY-Independent-General-Adjuster Exam Simulator
  • Exam Code: NY-Independent-General-Adjuster
  • Exam Name: NewYorkIndependent General Adjuster (Series 17-70)
  • Updated: Nov 10, 2026
  • Q & A: 107 Questions and Answers

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About Insurance Licensing NY-Independent-General-Adjuster Exam Braindumps

Failing the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam means paying the registration fee all over again. A set of 107 updated NY-Independent-General-Adjuster practice questions from Exam4PDF costs far less than a retake — a smart investment for 2026 candidates.

Insurance Licensing NY-Independent-General-Adjuster Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Adjusting Losses11%- Role of the Adjuster
  • 1. Duties and Responsibilities
    • 2. Independent, Staff and Public Adjusters
      - Claim Investigation
      • 1. Claim Reporting and Documentation
        • 2. Evidence and Witness Statements
          - Property and Liability Losses
          • 1. Coverage Verification and Loss Evaluation
            • 2. Estimates, Depreciation and Salvage
              - Claim Settlement
              • 1. Negotiation and Releases
                • 2. Subrogation, Appraisal and Arbitration
                  Topic 2: Personal Inland Marine13%- Personal Articles Floater
                  • 1. Scheduled Personal Property
                    - Personal Property Floater
                    • 1. Coverage and Eligible Property
                      - Personal Effects Floater
                      • 1. Coverage and Loss Settlement
                        Topic 3: Commercial Package Policy38%- Commercial Inland Marine
                        • 1. Accounts Receivable and Valuable Papers
                          • 2. Marine Definition and Conditions
                            • 3. Contractors Equipment and Installation Floaters
                              • 4. Jewelers Block, Signs and Electronic Data Processing
                                - Commercial Policy Components
                                • 1. Common Policy Declarations
                                  • 2. Common Policy Conditions
                                    - Transportation Coverages
                                    • 1. Common Carrier Legal Liability
                                      • 2. Motor Truck Cargo
                                        • 3. Transit Coverage
                                          Topic 4: Medical Reports and Terminology4%- Medical Terminology
                                          • 1. Medical Specialties
                                            • 2. Prefixes, Suffixes and Abbreviations
                                              - Basic Human Anatomy
                                              • 1. Cardiovascular and Abdominal Systems
                                                • 2. Skeletal, Nervous and Respiratory Systems
                                                  - Injuries, Diseases and Medical Tests
                                                  • 1. Diagnostic Tests
                                                    • 2. Common Injuries and Diseases
                                                      Topic 5: Dwelling Policy6%- Exclusions, Conditions and Endorsements
                                                      • 1. New York and Selected Endorsements
                                                        • 2. General Exclusions and Conditions
                                                          - Property Coverages
                                                          • 1. Dwelling and Other Structures
                                                            • 2. Personal Property and Loss of Use
                                                              - Coverage Forms and Perils
                                                              • 1. Covered Perils
                                                                • 2. Basic, Broad and Special Forms
                                                                  Topic 6: Insurance Regulation6%- Claim Settlement Regulations
                                                                  • 1. Unfair Claim Practices
                                                                    • 2. Consumer Privacy
                                                                      - Licensing Requirements
                                                                      • 1. Bond and Fingerprinting
                                                                        • 2. Qualifications and Application
                                                                          - Disciplinary Actions
                                                                          • 1. Suspension and Revocation
                                                                            • 2. Penalties and Cease and Desist Orders
                                                                              - License Maintenance
                                                                              • 1. Renewal and Changes
                                                                                • 2. Assumed Names and Reporting
                                                                                  Topic 7: Insurance Basics6%- Insurance Principles
                                                                                  • 1. Hazards, Negligence and Liability
                                                                                    • 2. Insurable Interest and Indemnity
                                                                                      • 3. Causes and Valuation of Loss
                                                                                        - Insurance Contracts
                                                                                        • 1. Representations, Warranties and Concealment
                                                                                          • 2. Elements and Characteristics
                                                                                            - Policy Structure
                                                                                            • 1. Limits, Deductibles and Other Insurance
                                                                                              • 2. Declarations, Conditions and Exclusions
                                                                                                • 3. Subrogation, Salvage and Loss Settlement
                                                                                                  Topic 8: Accident and Health Insurance Basics6%- Accident and Health Claims
                                                                                                  • 1. Investigation and Payment of Claims
                                                                                                    • 2. Notice and Proof of Loss
                                                                                                      - Limited Policies
                                                                                                      • 1. Hospital, Dental and Vision Coverage
                                                                                                        • 2. Accident-Only and Specified Disease
                                                                                                          - Types of Coverage
                                                                                                          • 1. Disability, Medical and Long-Term Care
                                                                                                            • 2. Accidental Injury and Sickness
                                                                                                              Topic 9: Homeowners Policy10%- Selected Endorsements
                                                                                                              • 1. Earthquake, Identity Fraud and Home Business
                                                                                                                • 2. New York Special Provisions
                                                                                                                  - Perils, Exclusions and Conditions
                                                                                                                  • 1. Perils Insured Against
                                                                                                                    • 2. Exclusions and Conditions
                                                                                                                      - Property Coverages
                                                                                                                      • 1. Loss of Use and Additional Coverages
                                                                                                                        • 2. Dwelling, Other Structures and Personal Property
                                                                                                                          - Coverage Forms
                                                                                                                          • 1. HO-2 through HO-6
                                                                                                                            • 2. HO-8
                                                                                                                              - Liability Coverages
                                                                                                                              • 1. Medical Payments to Others
                                                                                                                                • 2. Personal Liability

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70): Common Questions From Candidates

                                                                                                                                  The Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam (code: NY-Independent-General-Adjuster) is the official Insurance Licensing exam that leads to the New York Independent Adjuster License - General certification. It sits at the Professional License level of the Insurance Licensing certification track. It is also connected with related credentials such as New York Independent Accident and Health Adjuster, New York Independent Automobile Adjuster, New York Independent Casualty Adjuster, New York Independent Fire Adjuster, New York Independent Inland Marine Adjuster, New York Independent Fidelity and Surety Adjuster. Passing it proves to employers that your skills have been validated by Insurance Licensing itself, which is why the NY-Independent-General-Adjuster credential keeps showing up in job postings.

                                                                                                                                  The Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam gives you 120 minutes to work through 100. Pacing matters more than most candidates expect, so before exam day, run at least one full timed session in the Exam4PDF test engine to learn how long you can afford per question. If an item stalls you, flag it and move on — coming back later beats burning five minutes on a single question.

                                                                                                                                  The passing score for the Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam is 70%, and the official registration fee is $40 USD. Remember that a failed attempt means paying that fee in full again, so a timed self-assessment with Exam4PDF practice questions about a week before your exam date is a cheap way to confirm you are scoring comfortably above 70%.

                                                                                                                                  According to Insurance Licensing, the following applies: Applicants must satisfy New York DFS licensing requirements and pass the appropriate Independent Adjuster examination. The license application must generally be submitted within two years after passing the examination.. Certification policies do change from time to time, so confirm the latest requirements on the official exam page at https://test-takers.psiexams.com/api/content/bulletin/7217 before you register.

                                                                                                                                  You can book your Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) exam through the official channels below:

                                                                                                                                  Depending on availability in your region, the exam is delivered as Computer-based examination administered by PSI at a test center or through remote proctoring..

                                                                                                                                  Insurance Licensing lists the following training options for Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) candidates:

                                                                                                                                  Official courses build a solid foundation, and pairing them with the 107 practice questions from Exam4PDF shows you how ready you really are before you spend money on the exam itself.

                                                                                                                                  Yes. Exam4PDF offers a free NY-Independent-General-Adjuster PDF demo so you can review the question style, difficulty, and explanations before committing to anything. After purchase, your Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) material includes 365 days of free updates, and if your product expires after that, you can extend the update service at a 50% discount from your member zone.

                                                                                                                                  If you take the corresponding NY-Independent-General-Adjuster exam within 60 days of your purchase and do not pass, you can apply for a full refund under our 100% Money Back Guarantee, subject to a few conditions: the failed exam must be the one matching your purchase; sitting the exam within 3 days of purchase does not qualify, since that leaves too little preparation time; downloading the material without actually taking the exam does not qualify; free materials and expired orders are excluded; and the candidate name must match the payer name. To apply, send a scanned copy of your enrollment slip together with your official Score Report (PDF) within 2 days after the exam, and claims are processed within 7 days. If you would rather not take a refund, you can exchange your purchase for two free products of equal value while keeping the update service on the product you originally bought. As for delivery, everything is an instant download: your products are sent to your email within one minute of payment — contact customer service if nothing arrives within 2 hours — and there is no limit on the number of computers you can install the software on.

                                                                                                                                  The official Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) syllabus is organized into 9 main domains. The first three are Commercial Package Policy (38%), Insurance Basics (6%), and Dwelling Policy (6%). For the full domain-by-domain breakdown, see the complete Exam Topics outline above.

                                                                                                                                  Insurance Licensing NewYorkIndependent General Adjuster (Series 17-70) Sample Questions:

                                                                                                                                  Question #1

                                                                                                                                  Which of the following provides high-quality magnetic images of body areas without the use of ionizing radiation?

                                                                                                                                  • A. Ultrasound.
                                                                                                                                  • B. CAT scanning.
                                                                                                                                  • C. MRI.
                                                                                                                                  • D. X-Rays.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: C  🗳️

                                                                                                                                  Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).

                                                                                                                                  Question #2

                                                                                                                                  A broken bone is the same as a

                                                                                                                                  • A. strain.
                                                                                                                                  • B. dislocation.
                                                                                                                                  • C. sprain.
                                                                                                                                  • D. fracture.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).

                                                                                                                                  Question #3

                                                                                                                                  Which of the following is a disruption of a joint in which the bone ends are no longer in contact?

                                                                                                                                  • A. Sprain
                                                                                                                                  • B. Dislocation
                                                                                                                                  • C. Fracture
                                                                                                                                  • D. Strain
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).

                                                                                                                                  Question #4

                                                                                                                                  What is the purpose of the Insurance Frauds Prevention Act?

                                                                                                                                  • A. Regulates the use of advertising an insurer can use when selling insurance products.
                                                                                                                                  • B. Identify the requirements that underwriters need to follow in order to evaluate risk.
                                                                                                                                  • C. Requires an insurer to publicly disclose its capital reserves for each fiscal year.
                                                                                                                                  • D. Protects the consumer against illegal activity in the issuance of policies and payment of claims.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: D  🗳️

                                                                                                                                  Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).

                                                                                                                                  Question #5

                                                                                                                                  Which of the following is a type of adjuster report?

                                                                                                                                  • A. Subjective Report.
                                                                                                                                  • B. Interim Report.
                                                                                                                                  • C. Appraisal Report.
                                                                                                                                  • D. Loss Report.
                                                                                                                                  Reveal Solution  Discussion  0

                                                                                                                                  Correct Answer: B  🗳️

                                                                                                                                  Explanation: Only visible for Exam4PDF members. You can sign-up / login (it's free).

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